When you are trying to sort out a student loan consolidation deferment plan make sure you are aware that no interest accrues on subsidized loans. But unsubsidized loans accrue interest. At the end of the deferment, any accumulated interest is added to your loan. I was informed of this wen I was querying about it.
Also Deferments usually are granted for a period of 36 months and are non-renewable unless you consolidate. So hope this info helps.
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